ACA alternative
Better Health & VBA
Pick NEA for Better Health or VBA for accident coverage.
Get contracted: Better Health (NEA) (opens in a new tab)Get contracted: VBA (opens in a new tab)Watch training
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Contracting
Better Health & VBA Contracting
Get appointed with Better Health & VBA through the carrier’s contracting form. Pick the product you want below.
Three steps, one form.
Approvals and timing are up to each carrier. We’ll tell you what we know, never more.
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Pick your carriers and states on the form
One form covers every carrier we offer. Choose the carriers and the states you want to sell in.
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Our team submits your appointment requests
We send the requests to each carrier. Each carrier reviews and decides on its own schedule.
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You get your writing numbers and training
When a carrier approves you, you get your writing number. The training library has the carrier’s webinars.
Carriers you can contract through us
Filter by the state you sell in. Each card shows what we know about appointments.
40 ACA carriers
Alliant
Ambetter
Appointments go to agents with an established ACA book. Transfers closed June 16 through April 15.
AmeriHealth
AmeriHealth Caritas
Anthem
Anthem / Wellpoint
Antidote
AvMed
Onboarding closed until further notice.
BCBS of Arizona
New appointments and transfers closed Nov 1 to Feb 1.
BCBS of Illinois
BCBS of Louisiana
BCBS of Michigan
Not available through our upline
BCBS of Montana
BCBS of Nebraska
BCBS of New Mexico
BCBS of North Carolina
New appointments and transfers currently closed.
Not available through our upline
BCBS of Oklahoma
BCBS of South Carolina
SC residency required. Minimum 25 new BCBS SC ACA plans in the first year.
BCBS of Tennessee
BCBS of Texas
CareSource
Transfers closed Sept 1 to Dec 31.
Christus
Cigna
Cigna is leaving the ACA market after 2026. No 2027 plans.
Not available through our upline
Florida Blue
Referral program only.
Harbor Health
Harbor Health offers individual and family health insurance in Texas through Harbor Health Insurance Company, a Texas-licensed HMO. Its approach connects health coverage with coordinated care through its provider network.
HealthFirst
Pending. Requires at least 10 members enrolled in the first 60 days.
Highmark (BCBS)
Horizon Blue
Imperial Health Plans
Independence Blue Cross
Jefferson Health Plan
Kaiser Permanente
Medica
Resident license in MN, MO, NE, ND or WI required.
Molina
Molina is cutting to 7 states for 2027 and hasn't named them yet. Confirm by ZIP. CT: ConnectiCare Benefits (CBI) only.
Oscar
Priority Health
Quartz
Business must be ready to submit. Minimum 30 new plans in MN and WI in the first 90 days.
Select Health
Sentara / Optima
UnitedHealthcare
Off Georgia's exchange for 2027. Still sells off-exchange plans in Georgia.
ACA alternatives
Allstate / National General
Better Health & VBA
Pick NEA for Better Health or VBA for accident coverage.
MediShare (medical cost sharing)
Not available through our upline
Presidio
Live in Texas. Expansion pending in FL, GA, NC, IN and OH.
PSM (Population Science Management)
Sedera (medical cost sharing)
UnitedHealthOne
What you get
Carrier training library
Carrier webinars in one place, free, dated by plan year.
The group
Thousands of ACA agents who answer each other’s questions.
Help with appointments
Someone to ask when an appointment is stuck or a carrier asks for more.
Questions agents ask
Do I have to move my existing contracts?
No. You don’t have to move anything. Contract with us for the carriers you want and keep the rest where they are.
What does it cost?
Contracting with us is free. Some carriers charge their own appointment fees, which you’d pay with any agency.
How long do appointments take?
Usually a day to a few days, depending on the carrier.
Can I add states later?
Yes. You can add states and carrier appointments any time.
What if a carrier’s appointments are closed?
Some carriers only open appointments at certain times of year. The note on each carrier shows what we know.
Ready when you are.
One form, a few minutes. Our team takes it from there.