Commissions
Marketplace Mastery rates, above carrier-direct.
Most uplines contract agents at the standard carrier-direct level. Contract through us and you get Marketplace Mastery rates.
Build an agency with room to grow.
- When you’re contracted at the standard level, any agent you bring on must be contracted below it.
- At Marketplace Mastery rates, your agents can receive a full standard contract.
- The difference between your Marketplace Mastery rate and the standard level is your override on every member they enroll.
Marketplace Mastery vs. carrier-direct rates
Your rate is what you earn contracted through us. The standard rate is what the same carrier pays when you contract with them directly.
No rates match. Try another state or carrier, or ask us about it when you contract.
| Carrier | Plan | States | Marketplace Mastery Rate | Standard (Carrier Direct) | ||
|---|---|---|---|---|---|---|
| 1st yr | Renewal | 1st yr | Renewal | |||
| Alliant | Not listed | GA, TN | $16.35 | $16.15 | $16.00 | $16.00 |
| Alliant | Vitruvian Health Plus Care Network | GA | $8.35 | $8.15 | $8.00 | $8.00 |
| Alliant | Vitruvian Health Plus Connect Network | TN | $8.35 | $8.15 | $8.00 | $8.00 |
| Ambetter | Not listed | AL, AZ, DE, IA, IN, KS, KY, MO, MS, NE, NJ, NH, OH, TN | $21.50 | $20.75 | $20.00 | $20.00 |
| Ambetter | Not listed | AR | $19.50 | $18.75 | $18.00 | $18.00 |
| Ambetter | Not listed | FL, GA, LA, PA, SC | $31.50 | $30.75 | $30.00 | $30.00 |
| Ambetter | Not listed | IL, NC, NV, OK, WA | $26.50 | $25.75 | $25.00 | $25.00 |
| Ambetter | Not listed | MI | $22.50 | $21.75 | $21.00 | $21.00 |
| Ambetter | Premier Plan | TX | $26.50 | $25.75 | $25.00 | $25.00 |
| Ambetter | Value Plan | TX | $21.50 | $20.75 | $20.00 | $20.00 |
| AmeriHealth Caritas | Not listed | DE, NC, SC | $26.25 | $25.75 | $25.00 | $25.00 |
| AmeriHealth Caritas | Not listed | FL | $31.25 | $30.75 | $30.00 | $30.00 |
| AmeriHealth NJ | OEP Advantage (PCPM) | NJ | $20.15 | $19.65 | $19.50 | $19.00 |
| AmeriHealth NJ | OEP Local/Pref (PCPM) | NJ | $6.30 | $6.30 | $6.00 | $6.00 |
| AmeriHealth NJ | SEP (PCPM) | NJ | $6.30 | $6.30 | $6.00 | $6.00 |
| Anthem | Not listed | CA | $16.00 | $16.00 | $15.00 | $15.00 |
| Anthem | Not listed | CO | $19.00 | $19.00 | $18.00 | $18.00 |
| Anthem | Not listed | CT | $11.00 | $11.00 | $10.00 | $10.00 |
| Anthem | Not listed | GA | $21.00 | $21.00 | $20.00 | $20.00 |
| Anthem | Not listed | IN | $21.00 | $21.00 | $20.00 | $20.00 |
| Anthem | Not listed | KY | $26.00 | $26.00 | $25.00 | $25.00 |
| Anthem | Not listed | MO | $21.00 | $21.00 | $20.00 | $20.00 |
| Anthem | Not listed | ME | $21.00 | $21.00 | $20.00 | $20.00 |
| Anthem | Not listed | NH | $24.00 | $20.75 | $23.00 | $20.00 |
| Anthem | Not listed | NV | $23.00 | $23.00 | $22.00 | $22.00 |
| Anthem | Not listed | OH | $21.00 | $21.00 | $20.00 | $20.00 |
| Anthem | Not listed | VA | $21.00 | $21.00 | $20.00 | $20.00 |
| Anthem | Not listed | WI | $16.00 | $16.00 | $15.00 | $15.00 |
| Antidote | Not listed | AZ, OH | $21.50 | $20.75 | $20.00 | $20.00 |
| AvMed | Not listed | FL | $29.00 | $28.75 | $28.00 | $28.00 |
| BCBS of AZ | Not listed | AZ | $17.50 | $16.50 | $17.00 | $16.00 |
| BCBS of SC | Individual | SC | $26.00 | $25.75 | $25.00 | $25.00 |
| BCBS of SC | Family | SC | $57.00 | $56.75 | $56.00 | $56.00 |
| BCBS of IL | Blue Choice Preferred & Blue Care Direct | IL | $20.00 | $16.75 | $19.00 | $16.00 |
| BCBS of IL | Blue Precision | IL | $21.50 | $20.75 | $20.00 | $20.00 |
| BCBS of IL | My Blue Plus | IL | $12.00 | $10.50 | $11.00 | $10.00 |
| BCBS of NM | Not listed | NM | $20.50 | $20.50 | $20.00 | $20.00 |
| BCBS of MT | Not listed | MT | $17.50 | $17.50 | $17.00 | $17.00 |
| BCBS of MI | HMO | MI | 5.1% | 2.6% | 5.0% | 2.5% |
| BCBS of MI | PPO | MI | 3.1% | 1.6% | 3.0% | 1.5% |
| BCBS of NC | Not listed | NC | $21.35 | $21.35 | $21.00 | $21.00 |
| BCBS of NE | Not listed | NE | $20.50 | $19.50 | $20.00 | $19.00 |
| BCBS of OK | Not listed | OK | $24.50 | $24.50 | $24.00 | $24.00 |
| BCBS of TN | Not listed | TN | $19.75 | $19.00 | $19.00 | $18.50 |
| CareSource | Not listed | IN | $16.25 | $16.25 | $15.00 | $15.00 |
| CareSource | Enhanced Benefits | IN | $17.25 | $17.25 | $16.00 | $16.00 |
| CareSource | Not listed | NV, WI, WV | $21.50 | $21.25 | $20.00 | $20.00 |
| CareSource | Enhanced Benefits | NV, WV | $22.50 | $22.25 | $21.00 | $21.00 |
| CareSource | Rating Areas 1 & 11 | OH | $11.50 | $11.25 | $10.00 | $10.00 |
| CareSource | Enhanced Benefits · Rating Areas 1 & 11 | OH | $12.50 | $12.25 | $11.00 | $11.00 |
| CareSource | Rest of state | OH | $22.50 | $22.25 | $21.00 | $21.00 |
| CareSource | Enhanced Benefits · Rest of state | OH | $23.50 | $23.25 | $22.00 | $22.00 |
| Christus | Not listed | TX, LA | $26.25 | $26.25 | $25.00 | $25.00 |
| HealthFirst | Not listed | FL | $31.00 | $30.50 | $30.00 | $30.00 |
| Highmark (BCBS) | Not listed | DE, NY | $21.50 | $21.00 | $20.00 | $20.00 |
| Highmark (BCBS) | Not listed | PA, WV | $21.50 | $19.00 | $20.00 | $18.00 |
| Horizon (BCBS) | OMNIA (PCPM) | NJ | $18.50 | $18.25 | $17.50 | $17.50 |
| Horizon (BCBS) | Advantage (PCPM) | NJ | $11.00 | $10.75 | $9.74 | $9.74 |
| Imperial | Not listed | AZ | $18.35 | $18.15 | $18.00 | $18.00 |
| Imperial | Not listed | NV, UT | $16.35 | $16.15 | $16.00 | $16.00 |
| Imperial | Not listed | TX | $21.00 | $20.75 | $20.00 | $20.00 |
| Independence (BCBS) | Not listed | PA | $20.15 | $19.65 | $19.50 | $19.00 |
| Jefferson Health Plan | Not listed | PA | $21.00 | $20.75 | $20.00 | $20.00 |
| Kaiser Permanente | Not listed | CA | $11.75 | $11.50 | $11.00 | $11.00 |
| Kaiser Permanente | Not listed | CO | $17.75 | $17.50 | $17.00 | $17.00 |
| Kaiser Permanente | Not listed | GA | $25.75 | $25.50 | $25.00 | $25.00 |
| Kaiser Permanente | Mid-Atlantic region | VA, MD, DC | $15.75 | $15.50 | $15.00 | $15.00 |
| Kaiser Permanente | Northwest region 2025 rate | OR, WA | $17.75 | $17.75 | $17.00 | $17.00 |
| Mending | Not listed | ME | $22.75 | $22.45 | $22.00 | $22.00 |
| Mending | Not listed | OK | $25.75 | $25.45 | $25.00 | $25.00 |
| Molina | Not listed | CA | $11.00 | $11.00 | $10.00 | $10.00 |
| Molina | Not listed | CT | $0.00 | $19.00 | $0.00 | $18.00 |
| Molina | Not listed | FL, SC | $0.00 | $28.00 | $0.00 | $27.00 |
| Molina | Not listed | ID | $14.00 | $14.00 | $13.00 | $13.00 |
| Molina | Not listed | IL, TX | $0.00 | $26.00 | $0.00 | $25.00 |
| Molina | Not listed | KY, UT | $21.00 | $21.00 | $20.00 | $20.00 |
| Molina | Not listed | MI | $0.00 | $25.00 | $0.00 | $24.00 |
| Molina | Not listed | MS | $23.00 | $23.00 | $22.00 | $22.00 |
| Molina | Not listed | NM | $8.00 | $18.00 | $7.00 | $17.00 |
| Molina | Not listed | NV | $17.00 | $17.00 | $16.00 | $16.00 |
| Molina | Not listed | OH | $0.00 | $23.00 | $0.00 | $22.00 |
| Molina | Not listed | WA | $0.00 | $21.00 | $0.00 | $20.00 |
| Molina | Not listed | WI | $0.00 | $17.00 | $0.00 | $16.00 |
| Oscar | Not listed | AL, AZ, IA, KS, MI, MO, MS, NE, NJ, OK, PA | $21.00 | $21.00 | $20.00 | $20.00 |
| Oscar | Not listed | FL, GA, IL, NC, TX | $26.00 | $26.00 | $25.00 | $25.00 |
| Oscar | Not listed | OH, TN, VA | $19.00 | $19.00 | $18.00 | $18.00 |
| Priority Health | Not listed | MI | 5.3% | 3.7% | 5.0% | 3.5% |
| Quartz | Not listed | IL, MN, WI | $16.30 | $16.30 | $16.00 | $16.00 |
| Sentara/Optima | Not listed | VA | $20.75 | $20.35 | $20.00 | $20.00 |
| UnitedHealthcare | Not listed | AL, AZ | $21.50 | $21.50 | $20.00 | $20.00 |
| UnitedHealthcare | Not listed | CO | $21.00 | $19.00 | $20.00 | $18.00 |
| UnitedHealthcare | Not listed | FL | $28.50 | $28.50 | $27.00 | $27.00 |
| UnitedHealthcare | Not listed | GA, LA, NC | $26.50 | $24.50 | $25.00 | $23.00 |
| UnitedHealthcare | Not listed | IA, WA, WY | $19.50 | $17.50 | $18.00 | $16.00 |
| UnitedHealthcare | Not listed | IL | $25.50 | $25.50 | $24.00 | $24.00 |
| UnitedHealthcare | Not listed | IN, KS | $16.50 | $16.50 | $15.00 | $15.00 |
| UnitedHealthcare | Not listed | MD, VA | $20.00 | $19.00 | $19.00 | $18.00 |
| UnitedHealthcare | Not listed | MI, MO, MS, NJ, TN, WI | $20.50 | $18.50 | $19.00 | $17.00 |
| UnitedHealthcare | Not listed | NE, OH, OK | $21.50 | $19.50 | $20.00 | $18.00 |
| UnitedHealthcare | Not listed | NM | $18.50 | $16.50 | $17.00 | $15.00 |
| UnitedHealthcare | Not listed | SC | $24.50 | $22.50 | $23.00 | $21.00 |
| UnitedHealthcare | Not listed | TX | $26.50 | $26.50 | $25.00 | $25.00 |
| Wellpoint | Not listed | FL, TX | $26.00 | $26.00 | $25.00 | $25.00 |
| Wellpoint | Not listed | MD, WA | $21.00 | $21.00 | $20.00 | $20.00 |
| Presidio | FortressPlan · max 3 members | TX | $38.00 | $24.00 | $30.00 | $20.00 |
2026 rates, per member per month unless noted. Carriers can change commissions at any time. 2027 rates will be posted when released.
Short-Term Medical & Ancillary
UnitedHealthcare (UHOne) products. These are not ACA or Medicare plans. Commissions are a percent of premium.
No products match. Try another category, product or state.
| Product | States | First Year | Renewal |
|---|---|---|---|
| Short Term Medical (Short Term & Tri-Term Medical) | |||
| Short Term Medical (incl. riders) | All states except IA, IN, KS, MI, MS, NC, NE, NH, OH, SC, TN, UT, VA | 25.50% | None |
| Short Term Medical (incl. riders) | IA, IN, MI, NC, NE, TN | 21.25% | None |
| Short Term Medical (incl. riders) | MS, OH, SC | 17.00% | None |
| Short Term Medical (incl. riders) | KS, NH, VA | 12.75% | None |
| Short Term Medical (incl. riders) | UT | 4.25% | None |
| Fixed Indemnity | |||
| Health ProtectorGuard | All states except CO, FL, MN, VA | 32.25% (ages 18–59)12.75% (60–64) | 12.75% |
| Health ProtectorGuard | CO, FL, VA | 28.00% (ages 18–59)8.50% (60–64) | 8.50% |
| Health ProtectorGuard | MN | 19.50% (ages 18–59)4.25% (60–64) | 4.25% |
| Guard Plan and Guard Plus Plan | All states except CO, FL, MN, VA | 25.50% (ages 18–59)8.50% (60–64) | 8.50% |
| Guard Plan and Guard Plus Plan | CO, FL, VA | 21.25% (ages 18–59)4.25% (60–64) | 4.25% |
| Guard Plan and Guard Plus Plan | MN | 12.75% (ages 18–59)1.75% (60–64) | 1.75% |
| Hospital SafeGuard | All states | 32.25% (ages 18–59)10.25% (60–64) | 10.25% |
| Hospital SafeGuard GI | All states except FL, MN, VA | 34.00% (ages 18–59)12.75% (60–64) | 12.75% |
| Hospital SafeGuard GI | FL | 27.25% (ages 18–59)9.25% (60–64) | 9.25% |
| Hospital SafeGuard GI | VA | 25.50% (ages 18–59)6.00% (60–64) | 6.00% |
| Hospital SafeGuard GI | MN | 21.25% (ages 18–59)1.75% (60–64) | 1.75% |
| Hospital Guard GI | All states except MN, SD, VA | 25.50% (ages 18–59)8.50% (60–64) | 8.50% |
| Hospital Guard GI | SD, VA | 21.25% (ages 18–59)4.25% (60–64) | 4.25% |
| Hospital Guard GI | MN | 12.75% (ages 18–59)1.75% (60–64) | 1.75% |
| HospitalWise (incl. riders) | All states except CO, DC, FL, IN, KY, MI, MN, ND, OH, SC, SD, UT, VA, WA | 46.75% | 7.75% |
| HospitalWise (incl. riders) | CO, DC, FL, IN, KY, MI, ND, OH, SC, UT, VA | 42.50% | 4.25% |
| HospitalWise (incl. riders) | MN, SD, WA | 34.00% | 3.50% |
| AdvantageGuard Hospital (incl. riders) | All states except CO, IN, MI, MN, SC, SD, UT, WA | 65.50% | 12.75% (yrs 2–5)4.25% (yrs 6+) |
| AdvantageGuard Hospital (incl. riders) | CO, IN, MI, SC, UT | 61.25% | 12.75% (yrs 2–5)4.25% (yrs 6+) |
| AdvantageGuard Hospital (incl. riders) | MN, SD, WA | 48.50% | 4.25% (yrs 2–5)4.25% (yrs 6+) |
| Dental | |||
| Dental Gen (incl. riders) | All states except RI | 42.50% | 8.50% |
| Dental Gen (incl. riders) | RI | 4.25% | 4.25% |
| Dental Primary (incl. riders) | All states except RI | 25.50% | 4.25% |
| Dental Primary (incl. riders) | RI | 4.25% | 4.25% |
| Dental Premier (incl. riders) | All states except RI | 42.50% | 4.25% |
| Dental Premier (incl. riders) | RI | 4.25% | 4.25% |
| DentalWise Basic | All states except CO, FL, NM, NV, RI, SD, WA | 29.75% (ages 18–64)51.00% (65+) | 4.25% (ages 18–64)8.50% (65+) |
| DentalWise Basic | CO, FL, SD, WA | 25.50% (ages 18–64)42.50% (65+) | 4.25% (ages 18–64)6.00% (65+) |
| DentalWise Basic | NM | 6.75% (ages 18–64)34.00% (65+) | 3.50% (ages 18–64)4.25% (65+) |
| DentalWise Basic | RI | 5.00% (ages 18–64)21.25% (65+) | 3.50% (ages 18–64)4.25% (65+) |
| DentalWise Basic | NV | 4.25% (ages 18–64)8.50% (65+) | 3.50% (ages 18–64)3.50% (65+) |
| DentalWise 1000 / 2000 | All states except CO, FL, NM, NV, RI, SD, WA | 46.75% (ages 18–64)51.00% (65+) | 6.75% (ages 18–64)8.50% (65+) |
| DentalWise 1000 / 2000 | CO, FL, SD, WA | 38.25% (ages 18–64)42.50% (65+) | 4.25% (ages 18–64)6.00% (65+) |
| DentalWise 1000 / 2000 | NM | 12.75% (ages 18–64)34.00% (65+) | 3.50% (ages 18–64)4.25% (65+) |
| DentalWise 1000 / 2000 | RI | 8.50% (ages 18–64)21.25% (65+) | 3.50% (ages 18–64)4.25% (65+) |
| DentalWise 1000 / 2000 | NV | 4.25% (ages 18–64)8.50% (65+) | 3.50% (ages 18–64)3.50% (65+) |
| DentalWise Max | All states except FL, NM, NV, SD | 46.75% (ages 18–64)51.00% (65+) | 6.75% (ages 18–64)8.50% (65+) |
| DentalWise Max | FL, SD | 38.25% (ages 18–64)42.50% (65+) | 4.25% (ages 18–64)6.00% (65+) |
| DentalWise Max | NM | 12.75% (ages 18–64)34.00% (65+) | 3.50% (ages 18–64)4.25% (65+) |
| DentalWise Max | NV | 21.25% (ages 18–64)8.50% (65+) | 4.25% (ages 18–64)3.50% (65+) |
| Vision | |||
| Vision Standalone | All states except DE, FL, IN, KY, MD, NJ, OH, SC, TN, VT | 25.50% | 8.50% |
| Vision Standalone | DE, FL, IN, KY, MD, NJ, OH, SC, TN, VT | 21.25% | 4.25% |
| VisionWise Premier | All states except CO, MN, RI, WA | 46.75% | 6.75% |
| VisionWise Premier | CO, MN, RI, WA | 34.00% | 4.25% |
| Critical Illness | |||
| CriticalGuard Under $25k (incl. riders) | All states except CT, MD, MN, NM, SD, WA | 51.00% | 8.50% |
| CriticalGuard Under $25k (incl. riders) | MD, MN, NM, SD, WA | 25.50% | 8.50% |
| CriticalGuard Under $25k (incl. riders) | CT | 12.75% | 8.50% |
| CriticalGuard $25k Plus (incl. riders) | All states except AZ, CO, CT, FL, MD, MI, MN, NC, ND, NM, OH, SC, SD, UT, WA | 63.75% | 8.50% |
| CriticalGuard $25k Plus (incl. riders) | AZ, CO, FL, MI, NC, ND, OH, SC, UT | 59.50% | 8.50% |
| CriticalGuard $25k Plus (incl. riders) | MD, MN, NM, SD, WA | 38.25% | 8.50% |
| CriticalGuard $25k Plus (incl. riders) | CT | 21.25% | 8.50% |
| Accident | |||
| Accident ProGap, ProGuard, ExpenseGuard (incl. riders) | All states except AZ, CO, FL, IN, MD, ME, MN, OH, SC, SD, VA | 42.50% | 8.50% |
| Accident ProGap, ProGuard, ExpenseGuard (incl. riders) | AZ, FL, IN, MD, ME, OH, SC, VA | 34.00% | 8.50% |
| Accident ProGap, ProGuard, ExpenseGuard (incl. riders) | CO, MN, SD | 29.75% | 8.50% |
| AccidentWise Plan 10000 | All states except MN, SD, WA | 38.25% | 8.50% |
| AccidentWise Plan 10000 | MN, SD, WA | 29.75% | 6.00% |
| AccidentWise Plan 15000 / 20000 | All states except MN, SD, WA | 42.50% | 8.50% |
| AccidentWise Plan 15000 / 20000 | MN, SD, WA | 34.00% | 6.00% |
| Accident SafeGuard | All states except FL, KY, OH, SC | 34.00% (ages 18–59)8.50% (60–64) | 8.50% |
| Accident SafeGuard | FL, KY, OH, SC | 29.75% (ages 18–59)4.25% (60–64) | 4.25% |
| Term Life | |||
| Critical Life SafeGuard 10-Year Term (Term Life SafeGuard, incl. riders) | All states | 85.00% | 8.50% (yrs 2–10)none after |
| Critical Life SafeGuard 20-Year Term (Term Life SafeGuard, incl. riders) | All states | 85.00% | 8.50% (yrs 2–20)none after |
| Non-Insurance Products | |||
| Dental Savings Complete | All states | 55.25% | 8.50% |
| HealthiestYou | All states | 42.50% | 21.25% |
| Mental Health Complete Plus | All states | 42.50% | 21.25% |
| New Benefits | All states | 42.50% | 21.25% |
Renewal commissions begin in month 13 and are paid while the plan stays in force. You must be appointed with the carrier before selling. Carriers can change commissions at any time.
Get Marketplace Mastery rates on your next contract.
Free to contract with us. Keep your other carriers right where they are.